| Biography | |
|---|---|
 Dr. Syed Moudud-Ul-Huq Mawlana Bhashani Science and Technology University, Bangladesh |
|
| Title: How do Capital Regulation and Risk Respond to Covid-19? Insights of Ownership Structure | |
| Abstract: This study empirically investigates the effects of global (COVID-19) crisis and ownership structure on capital regulation and risk-taking behavior (financial stability). The analysis uses an unbalanced panel dataset from 32 commercial banks of Bangladesh for the period 2000–2020 (June). Primarily, it uses the two-step system generalized method of moments (2GMM) and later, ranks the attributes and banks based on their degree of influences to capital regulation, risk and financial stability by using Machine Learning Approach. More significantly, COVID-19 makes banks fragile and demands more capital to absorb risk. But the effect of COVID-19 is heterogeneous when we consider ownership structure. Among the diverse ownership styles, Islamic banks and active shareholding show their controlling wheel on capital regulation and risk-taking aptitude (financial stability) during global (COVID-19) crisis. But in normal economic condition, private banks and minority active shareholding can be the good determinants for capital regulation and risk (financial stability). On the other hand, state-owned and large banks have been found as less capitalized and high risky. It also captures that both ownership structure and COVID-19 are considered as significant determinants for capital adequacy, risk, and financial stability. Finally, based on their capital adequacy, less risk-taking aptitude, and better financial stability, Islamic and private banks are the best in comparing to the conventional and state-owned banks. Keywords: COVID-19, bank’s ranking; capital regulation; risk-taking; ownership structure; machine learning approach | |
| Biography: I am Dr. Syed Moudud-Ul-Huq born in January 01, 1985 in Tungipara, Gopalganj. Currently, I’m working as an Associate Professor and Head, Department of Business Administration & Department of Accounting, and Dean, Faculty of Business Studies at Mawlana Bhashani Science and Technology University, Tangail-1902. Recently, I have completed Doctoral Degree in Business Administration (Finance) at Huazhong University of Science and Technology. Earlier, I have completed BBA and MBA in Accounting & Information Systems with securing 1st and 2nd in position from University of Chittagong in 2006 and 2007 respectively. I have forty five (45) published papers including three (03) SSCI, fourteen (14) Scopus, and 16 ESCI (web science indexed journals). My primary research interests are Financial Economics, Risk Management, Econometric Modeling, Corporate Governance, Financial Institutions etc. My recent works appear in the Research in International Business and Finance (Q1), International Journal of Emerging Markets (Q2), Eurasian Economic Review, Journal of Financial Regulation and Compliance, Global Business Review, Cogent Economics and Finance etc. Besides of academic career, I’m acting as an Editor of International Journal of Business Administration Research and reviewer of Bulletin of Economic Research, Financial Innovation, Economic Research, Cogent Economics and Finance, Cogent Business & Management etc. | |
